Results. Using the osculating formalism gives shorter post-mass transfer orbital periods typically by a factor of 4 compared to the classical scheme, owing to the gravitational force applied onto the stars by the mass transfer stream. Additionally, during the rapid phase of mass exchange, the donor star is spun down on a timescale shorter than the tidal synchronization timescale, leading to sub-synchronous rotation. Consequently, between 15 and 20 per cent of the material leaving the inner-Lagrangian point is accreted back onto the donor (so-called "self-accretion"), further enhancing orbital shrinkage. Self-accretion, and the sink of orbital angular momentum which mass transfer provides, may potentially lead to more contact binaries. Even though Algols are mainly considered, the osculating prescription is applicable to all types of interacting binaries, including those with eccentric orbits.