The origin of short timescale (weeks/months) variability of AGN, whether due to intrinsic disc variations or reprocessing of X-ray emission by a surrounding accretion disc, has been a puzzle for many years. However recently a number of observational programmes, particularly of NGC 5548 with Swift, have shown that the UV/optical variations lag behind the X-ray variations in a manner strongly supportive of X-ray reprocessing. Somewhat surprisingly, the implied size of the accretion disc is similar to 3 times greater than expected from a standard, smooth, Shakura-Sunyaev thin disc model. Although the difference may be explained by a clumpy accretion disc, it is not clear whether the difference will occur in all AGN or whether it may change as, eg, a function of black hole mass, accretion rate, or disc temperature. Measurements of interband lags for most AGN require long timescale monitoring, which is hard to arrange. However for low mass (<10(6) M-circle dot) AGN, the combination of XMM-Newton EPIC (X-rays) with the optical monitor in fast readout mode allows an X-ray/UV-optical lag to be measured within a single long observation. Here we summarise previous related observations and report on XMM-Newton observations of NGC 4395 (mass 100 times lower, accretion rate similar to 20 times lower than for NGC 5548). We find that the UVW1 lags the X-rays by similar to 470 s. Simultaneous observations at 6 different ground based observatories also allowed the g-band lag (similar to 800 s) to be measured. These observations are in agreement with X-ray reprocessing but initial analysis suggests that, for NGC 4395, they do not differ markedly from the predictions of the standard thin disc model. (C) 2016 WILEY-VCH Verlag GmbH&Co. KGaA, Weinheim